How Our Layaway Service Works
- Choose Your Desired Items - Browse our curated selection of exquisite products and handpick your favorites. Whether it's that designer handbag you've been eyeing or a statement piece of jewelry, select the items that speak to you.
- Flexible Payment Plan - Our Layaway Service allows you to secure your chosen items with a small down payment. From there, we'll work with you to create a customized payment plan that suits your budget and schedule.
- No Interest or Hidden Fees - Rest assured, there are no hidden fees or interest charges with our Layaway Service. The price you see is the price you pay, minus your initial down payment.
- Secure Your Items - Once your down payment is made, your selected items will be set aside exclusively for you. They'll be safely stored until your payment plan is complete.
- Complete Your Payments - Simply make regular payments according to your agreed- upon schedule. You can choose to pay weekly, bi-weekly, or monthly—whatever works best for you.
- Take Your Treasures Home - Once your payment plan is complete (3 months), your dream items are all yours to take home and enjoy. It's that easy!
Why Choose our Layaway Service?
- Flexible and Stress-Free - Our Layaway Service is designed with your convenience in mind. It's a hassle-free way to own the luxury items you desire without breaking the bank.
- No Credit Check - Unlike traditional financing options, our Layaway Service doesn't require a credit check. It's open to everyone, making it accessible to all.
- Expert Assistance - Our knowledgeable staff is here to guide you through the process, answer any questions, and provide personalized assistance to ensure your Layaway experience is smooth and enjoyable.
- Secured Purchases - With your items securely set aside, you can shop with peace of mind, knowing that your treasures are reserved exclusively for you.
Frequently Asked Questions
Q: Can customer select the down-payment % they want to pay
A: Customer is presented with a dropdown to select the down-payment they want to pay
Q: Can customer select how many months they need to pay-off the balance
A: Customer is presented with a dropdown to select how many monthly instalments
Q: Are there any ongoing costs
A: No ongoing costs - only a once-off admin fee. Admin fee amount depends on order value
Q: Are there any interest charges
A: No interest charges ever
Q: Are there any late fees
A: No late fees ever
Q: When do I receive the goods
A: Customer receives their goods after their final payment
Q: How are Lay-Buy instalment payments paid
A: Lay-buy instalment payments are auto-paid from your linked card in your PayPal setup
Q: Can a customer manually make payments towards their Lay-Buy order
A: No - all Lay-buy payments are automated via a recurring profile in your PayPal setup
Q: Can a customer settle a LAY-BUY earlier
A: Yes - please contact store to revise payment plan.
Q: What happens if a payment is missed
A: PayPal will then auto attempt again in 5 days, two more times
Q: Can a customer see their payment plan
A: Yes, you can login to your PayPal account – go to settings >> payments >> pre-approved >> Payments